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The Most Important Part of Retirement Planning that Your Financial Advisor Won’t Mention

We have written a few posts concerning the motivations of retirement financial planners and how they really operate.  Rarely, will they consult to you on an issue that is not a problem for which they have a product or service to sell as the solution.  So when it comes to retirement planning, most will never mention the most critical issue […]

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Posted by bobrichards - July 28, 2014 at 9:05 am

Categories: retirement planning   Tags: , , , ,

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Heath Care Options for Early Retirees — Before Medicare Begins

Those who have health insurance from their employer are entitled to COBRA or continuing coverage when they retire.  However, this coverage usually expires within 18 months of early retirement (36 months in some cases).  So for example, if you retire at age 58, your health insurance will run out before age 60.  And in case your health is not very […]

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Posted by bobrichards - July 25, 2014 at 7:31 pm

Categories: health insurance   Tags: , , ,

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Government Study Indicates Retirees Hate Their Grandchildren

I have written before in this blog about the ridiculousness of our Social Security system.  Only the naïve, ignorant, stupid, or self-interested (politicians and AARP)1 believe it can continue in its current form and not create an enormous financial calamity.  That calamity will be foisted on your grandchildren.  Do you really hate your grandchildren that much? A good portion of […]

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Posted by bobrichards - July 17, 2014 at 7:30 pm

Categories: social security benefits   Tags: , , , ,

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Bob Richards