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How Securities Firms Steal Your Retirement

“FINRA slapped Oppenheimer with a $2.5 million fine for failing to supervise Hotton during his time at the firm, and ordered the brokerage to pay an additional $1.25 million in restitution to 22 former clients of the advisor.” You can read headlines like the above almost weekly revealing securities firms disregard for their clients. The firms will often turn the […]

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Posted by bobrichards - March 29, 2015 at 8:51 pm

Categories: how to find a retirement advisor   Tags: , , ,

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Financial advisors have a problem giving quality retirement advice

1. they work for a large firm that pushes them to sell products and services not in your interest 2. the advisor does not understand the products and services he sells and relies on his firm for advice and training 3. the advisor has little to no background in personal financial matters or retirement issues (to become a financial advisor, […]

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Posted by bobrichards - March 10, 2015 at 12:56 am

Categories: retirement advice   Tags:

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Why Consumers Get Duped on Finances

Two fast lessons about the information you hear on retirement 1. The people who write in the newspaper and magazines and appear on TV are journalists. They don’t know anything about finances. So where do they get their information on investing and retirement planning? From people on Wall Street. And the people on Wall Street are most interested in separating […]

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Posted by bobrichards - March 9, 2015 at 10:41 pm

Categories: retirement investing   Tags:

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Bob Richards