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Why Consumers Get Duped on Finances

Two fast lessons about the information you hear on retirement 1. The people who write in the newspaper and magazines and appear on TV are journalists. They don’t know anything about finances. So where do they get their information on investing and retirement planning? From people on Wall Street. And the people on Wall Street are most interested in separating […]

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Posted by bobrichards - March 9, 2015 at 10:41 pm

Categories: retirement investing   Tags:

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Does Your Financial Advisor Have It All Wrong about Retirement Investing?

What Training does your advisor have in Retirement Financial Planing? First, let’s review the basics of what your financial advisor knows about retirement investing or simply investing in general. It is not required that a financial advisor have a college education or even a high school education.  To be a financial advisor, one must only pass the series 7 exam […]

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Posted by bobrichards - December 8, 2014 at 5:19 am

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The Most Important Part of Retirement Planning that Your Financial Advisor Won’t Mention

We have written a few posts concerning the motivations of retirement financial planners and how they really operate.  Rarely, will they consult to you on an issue that is not a problem for which they have a product or service to sell as the solution.  So when it comes to retirement planning, most will never mention the most critical issue […]

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Posted by bobrichards - July 28, 2014 at 9:05 am

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Bob Richards