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When to Get Out of the Stock Market – No Guessing

Those with stock investments, especially retirees, may worry excessively about market declines and the risk to principal. Let’s remove your worry with a simple rule that has worked exceedingly well over time. Important points to note: Never guess that the market is starting a decline.  You don’t want to be fooled again and again by this pattern shown below (click […]

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Posted by bobrichards - May 6, 2015 at 5:14 pm

Categories: retirement investing   Tags: , , , ,

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Who’s to Blame for Failure to Protect Your Retirement Funds

Your Retirement Funds are at Risk With Your Broker There is much in this blog about the failure of the financial services industry to act in your interest.  And why should they as they don’t have to? They can charge you high commissions and fees and continue to sell you things that are merely “suitable” but DO NOT need to […]

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Posted by bobrichards - April 13, 2015 at 5:13 pm

Categories: retirement investments   Tags: , , ,

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How Securities Firms Steal Your Retirement

“FINRA slapped Oppenheimer with a $2.5 million fine for failing to supervise Hotton during his time at the firm, and ordered the brokerage to pay an additional $1.25 million in restitution to 22 former clients of the advisor.” You can read headlines like the above almost weekly revealing securities firms disregard for their clients. The firms will often turn the […]

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Posted by bobrichards - March 29, 2015 at 8:51 pm

Categories: how to find a retirement advisor   Tags: , , ,

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Bob Richards