Old Opportunity Revamped for Modern Times
Bob Richards Bob Richards–Marketing and Financial ServicesThe term “annuity” means different things to different investors. That’s because there are different types of annuities designed for different purposes. One type is the immediate fixed annuity, which can provide an immediate stream of cash payments over a lifetime or a defined period of time. If the investor has chosen a lifetime payout [...]
Categories: annuities Tags: immediate annuities
Retirement Benefits Flow for life
Bob Richards Bob Richards–Marketing and Financial ServicesAmong the biggest worries of retirees is the worry of outliving their retirement benefits. To relieve this fear, some retirees turn to fixed annuities with life time payout choices, which may provide a regular stream of retirement money that’s guaranteed for life. S0me choose to purchase a fixed annuity with a lump-sum distribution from [...]
Categories: retirement benefits Tags: annuity payments, fixed annuities, immediate annuities, retirement money, retirement savings
Annuity Definition – Immediate Annuity
Bob Richards Bob Richards–Marketing and Financial Services The word ‘annuity’ conjures up different meanings for investors. That’s because there are various types of annuities used for various purposes. One type of annuity is immediate annuities, the annuity definition of which is an annuity that provides an immediate flow of cash payments for life or a set number of years. Let’s [...]
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Study the Annuity Tax Before Selecting Immediate Annuity Payouts
Bob Richards Bob Richards–Marketing and Financial ServicesFixed immediate annuities will no doubt offer a constant regular income for a definite time-period that can even extend beyond your natural life-time. The choice of how long you wish to avail yourself of these payments can be determined after taking into account your present income and as well as your future money requirements. [...]
Categories: Annuity Tax Tags: annuity ladder, annuity tax, immediate annuities
Protect Your Annuity Income from Inflation
Bob Richards Bob Richards–Marketing and Financial ServicesMany millions of Americans depend on fixed annuities to provide the twin advantages of keeping their principal secure and deferring taxes. The major disadvantage that is a component of fixed annuity products, once annuitized, is the failure of annuity income to keep pace with inflation in the long term. As a hypothetical example, let [...]
Categories: annuity income Tags: annuity income, cola rider, immediate annuities, inflation adjusted annuity
How Poor Health Can Enable you to get Higher Income From Annuity Income
Bob Richards Bob Richards–Marketing and Financial ServicesDid you know that should your health profile be less than stellar, you can actually get more annuity income? Indeed, while strange as this may sound, you will find there’s type of annuity that does this although rarely mentioned by annuity agents. For decades now, immediate annuities income have served retirees with a life [...]
Immediate Annuities Explained
Bob Richards Bob Richards–Marketing and Financial ServicesThe word ‘annuity’ brings to mind different meanings for many investors. That’s because there are different types of annuities designed for different purposes. One of these is types is immediate annuities, which can provide an immediate stream of cash payments over a lifetime or a defined period of time. Let’s look at immediate annuities [...]
Categories: annuities explained Tags: annuities explained, immediate annuities
Annuity Payments Explained
Bob Richards Bob Richards–Marketing and Financial ServicesThe word ‘annuity’ produces different meanings for investors. That’s because there are different types of annuities created for diverse purposes. One of these varieties are immediate annuities, which can provide an immediate flow of annuity payments over the lifetime or an outlined period of time. As soon as the features of immediate annuities are [...]
Categories: annuity payments Tags: annuity payments, immediate annuities
