Posts tagged "retirement money"

Retiring On Dividend Income

One of the challenges many older investors face when retiring is managing their cash flow to provide adequate retirement income. Unfortunately, common stock dividends come with no guarantees. Companies are not required to pay them, and those that do can suspend their dividends at any time as their business needs dictate. Since there are no guarantees for dividends, should you […]


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Posted by bobrichards - July 5, 2012 at 9:04 pm

Categories: retiring   Tags: , , ,

Qualified Plans Give Your Retirement Savings Asset Protection from Creditors

One benefit that your qualified plans (protected by ERISA) give you is a certain amount of protection from creditors for your retirement savings. The government created the tax deductable and tax-deferred attributes of qualified plans as an incentive for people to save for their retirement years. Protection of these retirement accounts from creditors is also a benefit – and one […]


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Posted by bobrichards - June 30, 2012 at 11:21 am

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retirement benefits

Retirement Benefits Flow for life

Among the biggest worries of retirees is the worry of outliving their retirement benefits. To relieve this fear, some retirees turn to fixed annuities with life time payout choices, which may provide a regular stream of retirement money that’s guaranteed for life. S0me choose to purchase a fixed annuity with a lump-sum distribution from an employer sponsored retirement plan (e.g. […]


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Posted by bobrichards - December 8, 2011 at 10:40 pm

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