Posts tagged "retirement money"

Retiring On Dividend Income

One of the challenges many older investors face when retiring is managing their cash flow to provide adequate retirement income. Unfortunately, common stock dividends come with no guarantees. Companies are not required to pay them, and those that do can suspend their dividends at any time as their business needs dictate. Since there are no guarantees for dividends, should you […]

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Posted by bobrichards - July 5, 2012 at 9:04 pm

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Qualified Plans Give Your Retirement Savings Asset Protection from Creditors

One benefit that your qualified plans (protected by ERISA) give you is a certain amount of protection from creditors for your retirement savings. The government created the tax deductable and tax-deferred attributes of qualified plans as an incentive for people to save for their retirement years. Protection of these retirement accounts from creditors is also a benefit – and one […]

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Posted by bobrichards - June 30, 2012 at 11:21 am

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retirement benefits

Retirement Benefits Flow for life

Among the biggest worries of retirees is the worry of outliving their retirement benefits. To relieve this fear, some retirees turn to fixed annuities with life time payout choices, which may provide a regular stream of retirement money that’s guaranteed for life. S0me choose to purchase a fixed annuity with a lump-sum distribution from an employer sponsored retirement plan (e.g. […]

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Posted by bobrichards - December 8, 2011 at 10:40 pm

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Retirement Jobs

Retirement Jobs

If you look a the AARP forums on their web site, you will see that postings and comments of people looking for senior jobs are the most busy forums.  You are not alone in your search for a retirement job.  However, it’s likely that you need to change the way you think about employment for seniors. Forget about getting a […]

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Posted by bobrichards - May 11, 2011 at 5:23 pm

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retirement money

How Much to Retire? Will You Run Out of Retirement Money?

The #1 questions among those thinking about retirement is about the sum needed, i.e. how much to retire?  Equally important, but often overlooked, is how long you will need the money. Let’s look at both issues so you clearly see where you stand. At age 65, the average life expectancy is 81.8 years for a man and 84.8 years for […]

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Posted by bobrichards - November 3, 2010 at 7:27 am

Categories: how much to retire   Tags: ,