Retirement Income Planning Basics

Table 4: Terminal Value of a $1,000 Portfolio after Annual Withdrawals: All Payout Periods from 1926 to 1995

Note: Numbers in the table are rounded to the nearest dollar amount. The number of overlapping 15-year payout periods from 1926 to 1995, inclusively, is 56; 20-year periods, 51; 25-year periods, 46; 30-year periods, 41. Based on all past payout periods, the statistical values for each case represent the mean, the arithmetic average terminal value; minimum, the smallest terminal value; 25%, the lower quartile; median, the 50th percentile; 75%, the upper quartile; and maximum, the largest terminal value.

Data source: Calculations based on data from Ibbotson Associates.